A Comparative Study on Credit Risk Management: With Reference to Selected Public and Private Banks in India

Abstract

This study aims to capture the effect of credit risk in Indian banking industry Using bank-level data spanning 10 years from 2011-12 to 2020-21. In addition, the study looked at how bank-specific, industry-specific, and macroeconomic variables, as well as regulatory reforms, ownership changes, and the financial crisis, affect the asset quality of banks in India